1. REGULATORY STATUS & CAPACITY
Pantha Fides Wealth Private Ltd. (“Company”) is an AMFI-registered Mutual Fund Distributor holding ARN: 349843 (EUIN: E666341).
The Company operates strictly as a distributor/intermediary facilitating transactions in regular plans of mutual funds, insurance products, and other financial instruments. The Company is NOT a SEBI-registered Investment Adviser (RIA) or Portfolio Management Service (PMS) provider under the SEBI (Investment Advisers) Regulations, 2013.
2. NO INVESTMENT OR FINANCIAL ADVICE
The content, tools, calculators, illustrations, market commentaries, and materials published on this website (www.panthafides.com) are provided solely for educational and general informational purposes. Nothing on this website shall be construed as:
– An offer to buy, sell, or hold any security, fund, or insurance policy.
– Personalized investment, tax, legal, or financial planning advice.
– A recommendation or solicitation regarding the suitability of any scheme for a specific investor.
Investors must assess the suitability of products based on their own risk profile, financial goals, and tax situation, or consult their independent financial/tax advisor before transacting.
3. COMMISSION & BROKERAGE DISCLOSURE
In accordance with SEBI circulars and AMFI guidelines:
– Pantha Fides Wealth Private Ltd. distributes Regular Plans of mutual funds and receives trail commission directly from Asset Management Companies (AMCs). This commission is paid out of the Total Expense Ratio (TER) of the respective scheme.
– Investors have the option to invest directly in Direct Plans of mutual fund schemes (which have a lower expense ratio and do not involve distributor commissions) through the respective AMC websites or regulatory platforms like MF Central.
– A schedule of scheme-wise commission rates earned by the Company is available upon request and is published under our Commission Disclosure section.
4. MARKET RISKS & SCHEME INFORMATION
– Securities and mutual fund investments are subject to market risks, including the possible loss of principal amount invested.
– Net Asset Values (NAVs) fluctuate dynamically based on market forces, macroeconomic conditions, interest rate movements, and credit events.
– Past performance of any mutual fund scheme, benchmark, or asset class is not a guarantee of future returns.
– Investors are advised to carefully review the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM) issued by the respective AMC before making any investment decision.
5. INSURANCE DISCLAIMER
Insurance products are underwritten and issued solely by the respective IRDAI-licensed insurance companies. Pantha Fides Wealth Private Ltd. acts purely as a POSP facilitating the distribution of policies. The contract of insurance is solely between the insurer and the insured. Tax benefits under applicable sections of the Income Tax Act are subject to prevailing laws and amendments.
6. LIMITATION OF LIABILITY
While Pantha Fides Wealth Private Ltd. strives to ensure the accuracy and reliability of all data, calculators, and content on this portal, the Company, its directors, employees, and associates make no representations or warranties, express or implied, regarding completeness or accuracy. The Company shall not be held liable for any direct, indirect, punitive, or consequential loss arising from the use of, or reliance upon, the information or tools available on this website.
7. GRIEVANCE REDRESSAL & DISPUTE RESOLUTION
If you have any grievances or complaints regarding distribution services, please write to:
– Grievance Officer: Shekhar Thapliyal
– Email: info@panthafides.com
– Contact: +91-9899841072
If a grievance is not resolved satisfactorily, investors may escalate the matter through the following regulatory channels:
– SEBI SCORES Portal: https://scores.sebi.gov.in
– SMART ODR Portal: https://smartodr.in
– IRDAI Bima Bharosa Portal: https://bimabharosa.irdai.gov.in
8. GOVERNING LAW & JURISDICTION
All terms, conditions, and website usage are governed by the laws of the Republic of India. Any legal disputes or claims arising out of the use of this website shall be subject to the exclusive jurisdiction of the competent courts in Noida, India.
